On behalf of the Directors, it is my pleasure to offer you the opportunity to become a Shareholder in MoneyMe Limited.
Founded in 2013, MoneyMe is a digital consumer credit business that delivers an innovative loan offering to tech-savvy consumers
by leveraging our technology platform (Horizon Technology Platform) and big data analytics. Our Horizon Technology Platform
allows applications to be completed within approximately five minutes and funds to be disbursed or credit facilities to be available
for use shortly after an applicant is approved.
Since inception, we have originated more than $340 million1 in loans through our risk-based lending platform and are well
positioned to take advantage of the evolving consumer credit sector.
MoneyMe has a founder-led management team that has delivered a strong track record of revenue growth, increasing at a
Compound Annual Growth Rate (CAGR) of 42% from FY17 to FY19.2 The Board and Executive team believe the Company’s growth
profile is attractive and will be underpinned by further penetrating the consumer lending sector, continuing to innovate our product
offering and capitalising on new revenue opportunities.
The Offer is seeking to raise $45 million. The net proceeds3 from the Offer will be used to invest in MoneyMe’s core business model
and pursue our growth strategies, including increasing our market penetration and growing our total addressable market through
product innovation and expansion into new markets, and also to repay Corporate Debt.
This Prospectus contains detailed information about the Offer, the industry in which the MoneyMe operates, MoneyMe’s business
and its financial and operating performance. Key risks associated with an investment in the Company are set out in Section 5.
These risks include exposure to bad debts, access to and terms of funding, compliance and regulatory risk, execution of our
growth strategy, and reliance on the effective operation of our credit assessment framework and Horizon Technology Platform.
It is important that you read this Prospectus in its entirety before deciding whether to invest in the Company.
On behalf of the Directors, I look forward to welcoming you as a Shareholder in the Company.